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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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Crédit Agricole Egypt Partners With the French University in Egypt to Support Student Education Advancement

Cairo, 01 September 2024: Crédit Agricole Egypt (CAE) and the French University in Egypt (UFE) signed a cooperation protocol to support the students’ educational advancement and accelerate financial inclusion through offering banking solutions to the university staff, students and their families. This collaboration highlights UFE’s commitment to provide exceptional opportunities for its students and reflects CAE’s commitment to serve all segments of society and empower youth.

The cooperation protocol was signed by Mr. Jean-Pierre Trinelle, Managing Director of Crédit Agricole Egypt, and Prof. Denis Darpy, President of the French University in Egypt and attended by a delegation of management and officials from both entities.

In alignment with its commitment to human capital development, and within the context of the agreement, CAE will extend a suite of benefits to UFE students. These will include scholarships, internship opportunities and financial inclusion trainings.

Meanwhile, UFE will extend its support to CAE’s community, through offering tuition fee discounts for CAE employees to help finance their children’s education.

In addition to the academic benefits, UFE will leverage CAE’s wide range of products and services to further enhance the privileges of the students, their parents and the university as a whole. This includes youth accounts (my first), education loans and self-study loans for Master’s and PhD programs. Additionally, CAE will facilitate payroll services for UFE employees, and enable tuition fee collection through the Bank’s e-commerce gateway, enhancing convenience and accessibility of financial services.

It is also worth mentioning that the French University in Egypt is set to relocate to a new, sustainably designed campus in Shorouk City, which will accommodate approximately 3000 students by the year 2030.

This collaboration as well aligns with CAE sustainability goal to support both clients and society in their energy transition. As such, CAE will consider supporting the environmental projects led by UFE students upon assessment, particularly through the Enactus NPO. Enactus is a global network aimed at empowering young individuals to enact positive entrepreneurial change in their communities, thus fostering a lasting impact on both people and the planet.

The cooperation framework aligns with UFE’s goal to support its students’ academic and professional growth comprehensively. It also reflects Crédit Agricole Group’s commitment to delivering a wide range of products catering to the diverse needs of all segments of the society.