Simplify Your Life and maximize your potential with “Optime” package
“Optime” from Crédit Agricole is more than just a banking package—it's a personalized solution designed to empower you to achieve your ambitions and embrace life to the fullest.
How “Optime” enhances your banking experience:
Dedicated Support:
Meet one of the following requirements:
- Personalized Banking: Enjoy dedicated support from a relationship officer committed to helping you reach your financial goals.
- Priority Service: Skip the line with priority service at all Crédit Agricole branches, making your banking experience faster and more convenient.
- Free Gold Debit Card: Enjoy the convenience and benefits of a complimentary gold debit card.
- Exclusive Credit Card: Access a special Credit Card with an unsecured credit limit of up to EGP 99,000 and enjoy 20% discount on Platinum & Gold issuance fees.
- Flexible Cash Loans: Secure the funds you need with “Optime” unsecured cash loan with an amount up to EGP 300,000 and benefit from 30% discount on administrative fees for all cash and car loan programs.
- Enhanced Interest Rates: Grow your savings faster with an additional 0.125% interest rate on one-and-three month Time Deposits and get an extra 0.25% on six-month Time Deposits.
- Rewarding Transactions: Earn Happy Points every time you use your debit or credit cards or banki Mobile. Click Here to know how to earn Happy Points
- banki Mobile: Manage your accounts, track transactions, view credit card statements, pay bills, and more with our user-friendly banki Mobile app, anytime and anywhere. Click Here to know more about banki Mobile features
- banki Wallet: Enjoy free and convenient money transfers to other wallets within Egypt with banki Wallet. Click Here to know more about banki Wallet features
- Maintain an average balance of EGP 100,000 (or equivalent) across your Crédit Agricole Egypt accounts for the past 3 months.
- Transfer your monthly net salary of at least EGP 9,000 (or equivalent) to your Crédit Agricole Egypt account.
- Maintain an average monthly cash flow of at least EGP 9,000 (or equivalent) to your Crédit Agricole Egypt accounts for the past 6 months.
- A monthly fee of EGP 150 (or equivalent) will apply for 9 months if the eligibility criteria are not met for 3 consecutive months.
- Optime package services will be suspended, if the eligibility criteria are not met for 12 consecutive months.
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