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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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With Crédit Agricole Winners

Update your data with the bank, and get a chance to win EGP 1,000,000 or EGP 100,000.

  •  A prior request should be made to the customer to update his KYC application, according to a previous communication done with the customer.
  • The KYC application should be completed according to the bank policy
  • Apply for the offer at your nearest branch

Register & login to banki Mobile , and get a chance to win EGP 1,000,000 or EGP 100,000.

  • This offer applies to customers who registered, and logged to banki Mobile application at least once
  • This offer applies only to non-registered customers in banki Mobile application
  • To register using your Active Card: Click Here
  • Register using your Bank ID# and Telephone PIN : Click Here

Refer a friend or family member to open a new account and issue a certificate of deposit with a minimum amount of EGP 1000,  and get chances to win EGP 1,000,000 or EGP 100,000.

  •  This offer is valid for existing customers ( the referee) upon referring a friend or family member (nominated customer), to open a new account & issue a certificate of deposit with a minimum amount of EGP 1000during the campaign duration.
  • In case the new nominated customer closes the account during the campaign duration, this will lead to the non-entitlement of entering the draw

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Book a new insurance certificate, and get a chance to win EGP 1,000,000 or EGP 100,000.

  •  This offer is applicable to new booked insurance certificates, for both life and non-life insurance, a  maximum of 3 insurance certificates per customer.
  • Cancelled insurance certificates within the campaign duration, will not be included in the draw
  • Apply for the offer at your nearest branch

Reactivate your account or Credit card, and get a chance to win EGP 1,000,000 or EGP 100,000.

  • This offer is applicable to existing credit cardholders (primary & supplementary) who opened their accounts till 31 July, 2022
  • This offer is valid for existing customers who reactivated their accounts or credit cards, and remained active till 31 December, 2022

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Open an account, and issue a Certificate of deposit with minimum amount of EGP 1000

  •  This offer is applicable to all new customers upon opening account and issuing  a certificate of deposit or  a time deposit
  • This offer applies to existing customers, in case of a  certificate of deposit or a  time deposit issuance

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Apply for a housing finance loan, and get a chance to win EGP 1,000,000 or EGP 100,000.

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  • This offer applies to any housing finance loan booked during the campaign duration,  and no later than 31 January, 2023
  • Apply for the offer at your nearest branch

Apply for a loan or credit card, and get chances to win EGP 1,000,000 or EGP 100,000.

  • This offer applies only to applications submitted during the campaign duration, provided that the booking loan or taking the service advantage by 31 January, 2023
  • This offer applies to all new booked loans under any program & new credit cards (primary & supplementary) for existing & new customers
  • Apply for the offer at your nearest branch