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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

REMARKABLE DAYS AT CAE

CAEians crossing the finish line for the second time together at Madinaty Half Marathon

Marthon

CAEians crossing the finish line for the second time together at the third edition of Madinaty Half Marathon

Crédit Agricole Egypt took part in the third edition Madinaty Half Marathon organised by the Trifactory, the event had more than 2000 runners from 45 different countries and CAEians demonstrated great presence in the race participating in 5k, 10k and 21k distances.

The team spirit and staff bonding with one another during and after the race was remarkable. CAEians enjoyed the fast and flat race course of Madinaty Half marathon and made it to the finish line.
This comes as part of our staff engagement activities and is part of our strategy and objectives to capitalize on our staff mental and physical wellbeing.
We look forward to many more events and team bonding activities together as one team

 

CAE Pyramids Half Marathon

Pyramid Marathon

CAEians crossing the finish line, in front of the Great Pyramids of Egypt at the 4th annual Pyramids half marathon.
Physical, mental and social wellbeing have always been at the core of Crédit Agricole Egypt’s culture. We’re determined more than ever to promote this culture, not only for our staff but for the whole community as well. Yesterday, CAEians roared and cheered with one another, ran side-by-side with their peers and management and made it together to the finish line.

 

 

Appreciation of importance of the role played by our colleagues in the call center

In appreciation of the importance of the role played by our colleagues in the call center and to follow up on the workplace environment, and to communicate directly with the teams to check any possible enhancements, Mr. Walie El-Din Lotfy, Deputy Managing Director and Mr. Amir Hakim Chief Human Resources & Transformation Officer visited the call center to congratulate the team on the occasion of the New Year.

During the visit, they thanked the employees for their efforts and recognized the best performing employees during 2021.
It is worth mentioning that the bank’s strategy, as part of Credit Agricole Group, pays a great attention to all its employees as a key pillar of development and is always keen to encourage and motivate them, which is reflected on the quality of services provided to our customers.

 

10th anniversary

Making the celebration of CA Egypt’s 10th anniversary remarkable, a huge celebration was held with both staff and customers. The staff festivity included a huge event at the Bank head office premises. On the same occasion, all staff who have been in the bank for 10 years were recognized.

 

IDay

On one special day, all CA Egypt’s staff contributed with their ideas to set the first stones of the bank’s strategy based on sustainability and innovation as corer stones. More than 70% of the staff participated with 4700 ideas. After the screening, the best ideas were recognized.