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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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banki Alerts Service

Monitor your transactions on the spot ... With the SMS alerts you select

banki Alerts Service

Monitor your transactions on the spot ... With the SMS alerts you select

Stay always on top of your banking transactions with the instant banki Alert Service. Now enjoy the freedom to choose between a variety of alert types and convenient subscription packages tailored to match your banking style and in your preferred language.

Types Of banki Alerts

Scheduled Alert

Choose both the time and frequency (weekly / biweekly / monthly) for receiving your mini-statement detailing your account or Credit Card balance and last 3 transactions.

Event Alerts

Credit Cards:

  • Purchase alerts
  • Payment alerts
  • Over limit alerts with the exceeded amounts

Accounts:

  • Salary transaction alerts
  • Loan payment transaction alerts
  • Bancassurance payment transaction alerts
  • Family Fund payment transaction alerts
  • Branch transaction alerts
  • E-Banking transaction alerts
  • Fund transfer alerts
  • Cheque transaction alerts
  • TD & CD maturity alerts
  • TD & CD interest alerts

Subscription Packages

Super Package

Enjoy an unlimited number of SMS alerts for a fixed monthly subscription.

Smart Package

Monitor your transactions through 20 free SMS alerts for a minimal monthly subscription (Extra SMS will be subject to fees).

Slim Package

With no monthly subscription, you will only pay per SMS alert.

How To Register

  • Apply to the SMS Alerts service through your Online Banking service
  • Contact our Call Center (19191), available 24/7

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