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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
banki Phone Services

Manage all your banking transactions in a phone call!

banki Phone services

Manage all your banking transactions in a phone call!

Are you very busy that you barely have time to visit the bank? The good news is you don’t really need to!

Now, new banki Phone service.. smarter, quicker and easier self-service!

CAE new banki phone self-services allow you to reach your bank instantly. Call 19191 anytime, anywhere, and finalize your banking needs in minutes.

Self-service Features, Not Requiring Customer Service Agent Help: (New)

  • Change your mobile number with no need to go to the branch
  • Activate your new cards
  • Transfer and payments between your accounts and cards
  • Review up to the last 15 transactions on your cards and accounts
  • Get details about your certificates of deposits (amount, interest rate and maturity date)
  • Create self TPIN needed to enjoy banki Phone different services.
  • Get loan details
  • Account Balance inquiry, Credit Cards balance inquiry, minimum payments due and last closing balance for Credit Cards.

Priority: (New)

  • Customers automatic identification when calling the Bank using the registered mobile in our systems
  • Shortened steps by saving your language selection from the first time

Security: (New)

  • Automatic detection for international number and prioritization on queue
  • Minimal steps to block or deactivate your card.

For Fidéle Club And Banque Privée Customers: (New)

  • Automatic recognition of customers in case of calling from the registered mobile number on our systems to be transferred to the specialized customer service team.

Accounts

  • Real-time Transfers between CAE accounts
  • Real-time Payments to own
  • Loans Inquiry (Outstanding balance, loan amount, and Maturity date of the loan)
  • Access up to 8 accounts
  • Inquire about your accounts balances
  • View your last 5 movements (transactions)
  • Inquiry about Time and Certificate of deposits
  • Inquiry about loans

Credit Cards

  • Activate your credit card/ create an ATM PIN number
  • Inquire about your cards (outstanding balance, next payment due amount & date, available credit limit & available cash limit and last closing balance)
  • View your last 5,10 and 15 movements (transactions)
  • Change your VISA ATM PIN number
  • Block your lost or stolen card
  • Taksit requests

Debit Cards

  • Activate your Card/ create ATM PIN number
  • Change your Card ATM PIN
  • Block your lost or stolen card
  • View your last 5,10 and 15 movements (transactions)

Prepaid Payroll ATM Cards

  • Activate your Payroll ATM card/ create ATM PIN number
  • Inquire about your balance
  • View your last 5,10 and 15 movements (transactions)
  • Change your card ATM pin and Telephone PIN (TPIN)
  • Blocking a lost or stolen card

Prepaid Cards

  • Activate your Prepaid card/ create ATM PIN number
  • Inquire about your balance
  • View your last 5,10 and 15 movements (transactions)
  • Change your ATM PIN number
  • Block your lost or stolen card

Banking Information

  • Access the latest currency exchange rates
  • Locate CAE branches and ATMs please click here

How To Login?

  • Please enter your Bank ID #, followed by 4 digits TPIN created before
  • Or enter Credit Card #, followed by 4 digits TPIN created before
  • For Prepaid Cards or Prepaid Payroll Card holders, please enter 16 digits for the card, followed by 4 digits TPIN# created before, using main Menu option #3
  • For New Customers, new customers identification feature when calling the bank using the registered mobile in our systems and activate TPIN.

For More details: Check out the banki Phone services Map.