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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Transfers

Different Payment Solutions For Your Convenience

Transfers

Different Payment Solutions For Your Convenience

If you are tempted to get rid of the effort, time and cost related to processing paper cheques, you would be surely interested in our electronic payment solutions.

Switch now to banki Business online payments and enjoy the flexibility, simplicity and security features, eliminating your exposure to any possible payment fraud via our state of the art token devices.

Internal Transfers

Internal transfers are those transfers that you issue to your beneficiaries who are also CAE customers. They take place on the spot and with no charge! Invite your suppliers to become our customers giving both your businesses an opportunity to enjoy instant value dates and free transfers within CAE.

Local Transfers

Local transfers are transfers made to your beneficiaries’ bank accounts with other banks. You can make single transfers or multiple (bulk transfers). Multiple local transfers allow you to process high-volume payments in local currency. We have capitalized on the infrastructure of the automated clearinghouse for local payments, and have put together a robust payment solution giving you the ability to automate your payment files / supplier payments, utility payments … etc. reaching any bank account in Egypt.

International Payments

The type of business that your company engages in could entail a need for international transfers. For more details on cross border transactions, contact your dedicated Relationship Manager. Settle your international obligations and access copies of your swifts online, to send them to your beneficiaries as proof of payment.

Standing Instructions

If you have fixed and ongoing payments that you don’t want to miss settling, Crédit Agricole offers you the standing instructions services provided at your branch. Simply prepare a standing instruction with all transfer details and the bank will automatically proceed with its execution on its due dates on your behalf.








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    • Transfers

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