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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
E-Governmental Payments

Custom And Taxes E-Payment

E-Governmental Payments

Custom And Taxes E-Payment

As we always embrace new technology, we offer you the ability to pay customs and taxes electronically, without the need of issuing Bank Drafts or visiting the related authorities. Timely payments are guaranteed through this fast and easy service!

Fast:

once the payment is made from your bank account, it is automatically reflected on the government unit’s systems.

Safe:

bank drafts and cash payments at the Gov. unites offices are no longer needed, thus eliminating any associated risk, by effecting the payments from your bank accounts, at any of our branches

Using The E-finance Portal Available At Any Of Our Branches, You Will Be Able To Pay:

  • Customs: you can inquire using your shipment reference number to know the exact customs amount due for payment and pay it, which instantly reflects at the customs system to be able to release the shipment.
  • Taxes: to pay your company various tax obligations (sales tax, income tax … etc.).
  • Social Insurance:to pay your company’s social insurance
  • Citizen payment: pay to many government entities, other than Customs, Tax or Social Insurance.
  • Unified Window: ability to pay customs specifically related to some ports (such as Cairo airport and Port Said).
  • Governmental Payment Order: ability to pay to some Governmental entities using a receipt they issue with the amount to be paid.
  • General Organization for Export & Import Control: this service is to enable to collect all the collections of the general authority for export and import control
  • Workers’ Emergency Benefit Fund:this service is to enable collecting all the collections for the emergency benefit Funds to workers









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