Crédit Agricole, Go to Home page
Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
banki Online Services

Banking... Anytime, Anywhere

banki Online Services

Banking... Anytime, Anywhere

With Crédit Agricole Egypt’s upgraded banki Online Services you can access your accounts, transfer funds, pay bills & credit cards online 24/7 and much more…

Online Banking Security

User Name and Password

Create your own username and password for your login to banki Online service.

Activation Code

Once you register to the banki Online you will receive an Activation Code SMS which is a one-time password sent to your mobile number registered at the bank records.

Challenge Question and Answer

During the registration, you will be asked to select a Challenge question and then create an answer to be used (you will be asked to answer the challenge question every time you log in to banki Online or banki Mobile). Caution must be exercised when setting up the question, noting that you must keep your question & answer private and avoid easy answers to avoid hacking.

Authorization Code

The Authorization Code is a one-time password used to confirm each online transaction to others through banki Online. Client need to activate a Token software to use this service. To know more about Tokens click here.

Click here to register and benefit from up-to-date technology, combined with advanced security to provide you with easy usage and convenience. CAE’s upgraded banki Online is more than just a service…

Personal Accounts

  • Inquire about your financial position, account balance, and activity
  • Real-time transfers between your own accounts or to other customers’ accounts within the bank
  • Open time deposits or calculate a time deposit
  • Request money transfer to other banks in Egypt, or settle your other banks’ credit cards
  • Request a demand draft, checkbook and inquire about their status
  • Inquire about the foreign currencies rates
  • Download your transaction history during a certain period

Credit Cards

  • Review your credit card balance and check your unbilled transactions
  • Check your last month and last 6 months statements
  • Block your credit card in case lost or stolen
  • Activate all Crédit Agricole Egypt cards through the online banking service

Prepaid Cards

  • Debit Transactions
  • Recharge Transactions
  • Available balance after last debit transaction

PAYMENTS

  • Real-time payments to your own and other Crédit Agricole Egypt’s customers’ credit cards
  • Instantly recharge your Crédit Agricole Egypt’s Prepaid Card
  • CAE Fawry Bill Payment Service online

Billers: Telecom Egypt, Vodafone, Orange, Etisalat, TE Data, LINK dot NET, the Egyptian Food Bank, and many more to come!

SMS Alerts

Stay always on top of your banking transactions with the instant banki Alerts Service. Now enjoy the freedom to choose between a variety of alert types and convenient subscription packages tailored to match your banking style and in your preferred language, for more info click here.

E-statement:

  • If you are not registered on banki Online, first follow the registration steps Here
  • If you are already registered log on to your banki Online (Login Here)
  • From the banki Online top bar, click on the banner E-statement
  • A screen will appear asking you whether you want to receive E-statements only or both (printed and electronic)
  • Choose your preferred option, accept the terms & conditions – then you are registered
  • A notification will be sent each month by email to inform you that your e-statement is ready
  • E-Statement will be available starting the following month or next quarter according to your statement cycle.
  • Printed statements will be charged according to bank’s new Tariff

How To Register

To apply for the service, simply visit: www.ca-egypt.com click on “register now” and follow the steps.

Make Sure You Have The Following

  • An active CAE account or credit card account
  • Your Credit Agricole Customer ID with the relevant TPIN
  • You can also register by your Credit / Debit Card number with the relevant CVV
  • Registered mobile number at CAE *
  • Your email address