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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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banki Mobile

Change your life!

banki Mobile

Change your life!

banki Mobile by Crédit Agricole – A New Era of Fast, Simple, and Secure Banking

banki Mobile has been completely redesigned to offer you an exceptional user experience, with a fresh look, smoother navigation, and faster access to your accounts, cards, bills, transfers,… Using your Face ID or Fingerprint ensuring quick and safe access

With banki Mobile, banking is reimagined faster, easier, and smarter. Anywhere right from your pocket, just a tap away!

Download the latest version of banki Mobile today by scanning the QR code. The app is available on all major app stores. Enjoy the convenience and security of banking at your fingertips!

YES, I WANT TO DOWNLOAD THE APP:

  • banki Mobile new version features

Get ready to elevate your enhanced banking experience to the next level with banki Mobile, the new ultimate app for banking on the go. Every interaction is now more intuitive, refined, and effortless than ever before. Designed to deliver a fresh look and an improved experience like never before!

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  • Language customization directly within the app for your convenience.
  • Accelerate your finances with the fast runner icon for lightning-fast banking.
  • Credit card insights screen displaying your credit card key details limits, due dates, outstanding balance, and more.
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  1. Step-by-Step activation Guide: Click here: FAQ Link.

    To set up your banki Mobile, follow these simple steps:

    By registering, you agree to the terms and conditions of the online banking services

    banki Mobile offers a seamless, secure banking experience with features designed for your convenience:

    • Self-register using your bank ID or active card, or log in with your online banking credentials if you are already registered.
    • Easily reset your login credentials if forgotten.
    • Log in easily with your Face ID (iOS) or Fingerprint (Android/IOS) for quick access.
    • Follow your account balances, transactions, cheques, and cards details.
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    • Settle your or other credit cards anytime.
    • Save your bills as favorites to pay them hassle-free through the bill payment service.
    • Subscribe to e-statements for a paperless, eco-friendly & sustainable experience.
    • Charge your or other prepaid cards
    • Activate your debit/credit cards.
    • Transfer funds in local or foreign currencies, to bank accounts inside Egypt, IBAN, cards, and digital wallets
    • Update your contact information (mobile, email) without visiting the branch.
    • Personalize your home screen view and receive push notifications from the bank.
    • Link to useful apps like banki Wallet and banki Token for enhanced functionality.
    • Check your Happy Points and explore over 70+ merchant offers through our merchants’ catalogue. Redeem your Happy Points directly with online merchants via the app.
    • Activate your banki Token with simple steps for added security.
    • Apply for installment plans on your credit card purchases with Taقsit service.
    • Unblock temporarily blocked cards and submit ATM dispute claims for incomplete ATM transactions.
    • Set or modify Direct Debit instructions for automatic credit card payments.
    • Locate branches, ATMs, Fidéle lounges, and more.
    • View the latest currency rates.
    • Stay informed about the latest Crédit Agricole products, services, and exclusive offers.
    • Connect with us via social media, and provide feedback or service requests.

    All of the following services are available on banki Lite for your convenience

    Quick links

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    Online Banking Services

    Retail Online Banking Form

    Check out the Happy Points

    Get updated Mutual Funds performance

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