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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Balance Transfer

Would you like to open an individual bank account with Credit Agricole?

Balance Transfer

Go for one card …Go for your peace of mind

Transfer all your other bank(s) credit card(s) outstanding balance(s) to Crédit Agricole Credit Card and enjoy 3 months interest-free period on the transferred amount.

Features & Benefits

  • Transfer all your other credit card(s) balance(s) to your Crédit Agricole Credit Card at an interest rate of 0% for the first 3 months
  • No transfer fees
  • Possibility to use up to 100% of your Crédit Agricole Credit Card limit to settle the balances of your other credit cards
  • Interest will not be charged on the transferred balance for the first 3 months. All your other purchases and cash transactions will be subject to the standard interest rate
  • Crédit Agricole will settle the balance(s) of your other credit cards upon application approval

Required Documents

  • Balance Transfer Program application form
  • Last month original credit card statement(s) of the other bank(s) credit card(s) subject to the balance transfer

Terms and Conditions Apply.













    An asterisk (*) means required information.