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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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Prepaid Card

Good things happen with your CAE Prepaid Card!

Prepaid Card

Good things happen with your CAE Prepaid Card!

Have fun, buy what you want and enjoy peace-of-mind at its best with Crédit Agricole Prepaid Cards!

Simply charge your card with what you want to spend, and enjoy spending anywhere even online.

It is also a safer payment mean to give to your teens or use it when travelling abroad than carrying cash.

Benefits:

  • Easy to get: get the card instantly from any of Crédit Agricole branches without opening an account
  • A card for you & your children: empower your teens to save and spend wisely using the Prepaid card
  • Safer than cash: it is chip enabled card, where you must enter a PIN for any transaction you perform.
  • It is also equipped with another secured feature “Safe Shopping” for authorizing Online purchase transactions.
  • Control your budget: easy way to budget your expenses, track what you spend based on how much you load
  • Easy to charge: using Crédit Agricole ATMs network or through banki Online and banki mobile for account holders
  • All Prepaid cards are used in local transactions only; whether cash, purchase in store or online.

Card Usage Limits:

Measurement Usage Limit
Maximum Daily/ Monthly loading EGP 15,000
Maximum monthly purchase transaction (local, international and online) EGP 25,000
Maximum daily cash withdrawal EGP 5,000

Terms & Conditions apply.

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