- Credit Agricole Egypt

What are the risks involved in investing in mutual funds?

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:

Market Risk
Credit Risk
Interest Rate Risk
Liquidity Risk
Concentration Risk
Reinvestment Risk

It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.

What are returns and how are they calculated?

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual fund 1 click here
Mutual Fund 2 click here
Mutual fund 3 click here
Mutual Fund 4 click here

What are mutual funds?

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

What are the different types of mutual funds?

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:

Equity Funds (Stock Market)
Fixed Income Funds (Medium/Long term Debt Funds)
Money Market Funds (Short term Debt Funds)
Balanced Funds (Hybrid Funds)
Precious Metals Funds (Gold/Silver Funds)

Who is the fund manager and how do they affect performance?

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

Excellence

Banking up to your Excellence lifestyle

Excellence

Banking up to your Excellence lifestyle

Enjoy an impeccably hand-selected bouquet of ultimate benefits to manage “à la perfection” every single detail of your financial journey by joining Excellence. Because we understand your lifestyle, we focused on the details.

Not only so, with Crédit Agricole you will finally be able to indulge your family members with the Banque Privée preferential treatment that you enjoy.

Your Savings & Investments

With the Privilege Account exclusively offered for you, you will enjoy daily interest calculated on your savings. And remember, the more you save, the higher the preferential interest you will get!
If you have stock investments, enjoy custody services special discounts on the clearing commission (buy and sell) and coupon collection for bookkeeping & Settlements.
Invest your savings in Time Deposits and enjoy EXTRA interest rate on weekly, monthly, 3 months, 6 months and yearly TDs

Your Day-to-day Activities

Manage your daily transactions at low cost. Your Excellence bouquet offers you FREE LIFETIME checkbooks, standing instructions, external signature verification and additional bank statement.

Protection Of Your Valuables

No need to worry about the safety of keeping your valuables at home. Now their protection is guaranteed with CAE Safe Boxes. They are offered with different sizes: small, medium, large where you will enjoy special discount on its yearly fees for your convenience.

Your Obligations & Collection Of Receivables

Now you can settle your payments at ease while enjoying a special discount on your local and international outgoing transfers. In addition to this and for your convenience, the bank will take care of collecting your checks and managing your postdated ones in the due date without any delays. This also includes offering Stop Payment service for free in case you lost any of your checks or still not processed.

Your Excellence Premium Cards

With Your Excellence bouquet, you have access to the 1st in class premium cards with a special discounted fee allowing you to enjoy the luxury that you deserve:

Infinite Credit Card – Click here
Platinum Credit Card – Click here
Supplementary Platinum Credit Card to extend your privileged payment means to you family members

Your Excellence Finance

Excellence bouquet gives you the access to special finance programs tailored to meet your expectations, being a Banque Privée client. This is in addition to offering a special discount on your personal and auto loans administration fees.

Your Excellence Family Privileges

We understand your passions and to want to facilitate your planning for your family and loved ones. Your Excellence bouquet extends the attention and the special treatment of the Banque Privée to your loved ones.