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Housing Finance Program

When you dream.. dream big

Housing Finance Program

When you dream.. dream big

If you plan to buy a new house, choose the apartment, villa or challet that suits your lifestyle and Crédit Agricole will finance it for you through our Housing Finance Program.

 

Program Features:

  • Competitive interest rate
  • Loan Duration: Up to 15 years
  • Loan Ratio: Financing up to 80% of the unit value with maximum EGP 10 M
  • Age: Minimum age of 21 years old, and maximum age 60 years old for employed customers and 65 years old for self-employed customers at loan maturity
  • Monthly Instalment: Up to 40% of your net monthly income

Program Benefits:

  • Possibility to include additional income sources
  • Possibility of co-borrowing with 1st relative degree or 2nd relative degree income to increase the loan amount
  • Life and property insurance
  • legal experts provide advisory services related to ownership documents examining, registration, and ownership transfer procedures
  • Evaluating unit to assess its selling price
  • Fastest process

Unit Specifications:

Unit Type Residential or summer or seasonal house fully constructed units
Unit Registration Status Registered units, eligible for registration units and allocated units
Unit location Units in existing cities, new urban communities and compounds

Eligibility:

Eligibility
  • Salary transferred to Crédit Agricole Egypt
  • Salary transferred to another bank
  • Employed with cash payment (no salary transferred to a bank)
Business Owners Professionals (Doctor, Pharmacist, …etc)

 

For the required documents for Income and Unit click here

Ask about the approved projects for easier and faster process.

Terms & Conditions apply





    —Please choose an option—
    • —Please choose an option—
    • Married
    • Single


    —Please choose an option—
    • —Please choose an option—
    • From EGP 50,000 to EGP 100,000
    • Above EGP 100,000


    —Please choose an option—
    • —Please choose an option—
    • Yes
    • No

    An asterisk (*) means required information.