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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Edducation Loan

Would you like to open an individual bank account with Credit Agricole?

Education Loan

The investment in education always pays the highest returns

Our special loan program is designed to make education finance easier. Whether you’re a parent supporting your child’s education or an individual seeking personal and professional growth. You can fund tuition fees for various levels of education, from school to postgraduate studies.

Get a cash loan up to EGP 1M and flexible installments up to 7 years with 18% decreasing interest rate!

Features & Benefits:

  • Enjoy 18% decreasing interest rate
  • Loan amount reach up to EGP 1,000,000
  • Flexibility to choose the loan duration up to 7 years
  • Financing up to 100% from tuition fees
  • Free life insurance during the loan duration
  • Competitive interest rate

Eligibility:

  • Minimum age of 21 years old and a maximum of 65 years old
  • Employed, self-employed and professionals

 

Terms and conditions apply.

The Bank reserves the right to decline any requests without providing any reason/justification.


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    • Mr.
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    • Employed
    • Self Employed
    • Professional


    —Please choose an option—
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    • Below 1,000 EGP
    • 1,000 EGP to 3,000 EGP
    • 3,000 EGP to 5,000 EGP
    • Above 5,000 EGP


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    • Yes
    • No


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    • Garden City
    • Sharm El Sheikh
    • Sefarat
    • Saint Fatima
    • Sadat City
    • Rehab
    • Ramsis Hilton
    • Qena
    • Pyramids
    • Head Office
    • Damietta Port
    • Sheikh Zayed
    • Gezirah
    • Shams
    • Port Said
    • Obour
    • New Haram
    • Nabq Bay
    • Mokattam
    • Miami
    • Menya
    • Talaat Harab
    • Mivida Branch
    • Hale Town Palm Hills
    • Tanta New Branch
    • Nabq Bay Branch - Park Inn Hotel
    • Hassan Maamoun branch
    • El Rehab 2 - Eastern Market
    • City Stars Branch
    • Palm Strip Branch
    • Sharkia Branch
    • Shubra Branch ATM
    • Mansoura
    • Syria
    • Sultan Hussein
    • Suez
    • Stadium
    • Alexandria Sporting Club
    • Sohag
    • Smouha
    • Shooting Club Dokki
    • Sheraton
    • Shebein EL-Kom branch
    • Baghdad
    • Zamalek
    • Tharwat
    • Tenth of Ramadan
    • Sixth of October Industrial Zone
    • Sarayat
    • Salah Salem
    • EL Messaha
    • El Sheikh zayed - El Morshedy Mall
    • Alex Bay
    • Banha
    • Mohandeseen
    • Merghany
    • Hurghada
    • Heliopolis
    • Aswan El Mahatta
    • Aswan
    • Assiut
    • Dandy Mall
    • Nasr City
    • Katameya
    • Makram Ebeid
    • Madinaty
    • Maadi El Nasr
    • Damietta Kornish
    • Mansoura Torail
    • EL-Teseen
    • Chillout
    • Maadi
    • Luxor
    • Loran
    • 5th Settlement (El-Tagamoa El-Khames)
    • Ismailia
    • Hadayek El Qoba
    • Gouna
    • Giza
    • Fleming
    • Faisal
    • Dokki
    • Borg El-Aarab
    • Beni Suef


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