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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Export Business

Export Business

Export Business

Export Business

Exporting entails a lot of uncertainty and risks, yet our team has extensive experience in handling enquiries related to cross border trade / export transactions. We will help you ensure presenting compliant documents under letter of credit, saving time and cost with various payment assurances.

We offer you various solutions to facilitate the export process and meet your financing needs. Our comprehensive range of trade and export finance products can streamline document exchange, reduce payment or collection risks, and simplify your financial transactions almost anywhere in the world.

Our main objective is to protect your interests while extending payment terms, which results in enhancing your working capital. Export finance allows you to funding your pre and post shipment requirements.

We offer you the advice you need and we will assist you through the complexity of international trade by leveraging on our extensive international Crédit Agricole group presence.

Our Services include:

  • Pre-shipment export financing
  • Credit bills negotiation (post shipment finance)
  • Export letter of credit advising
  • Letter of credit confirmation
  • Export bills on collection services
  • Bank line discounting








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    • Export business

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