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Frequently Asked Questions

How many free accesses am I entitled to as a primary cardholder? Unlimited free access throughout the calendar year How many free accesses am I entitled to as a supplementary cardholder? Unlimited free access throughout the calendar year Is there a minimum card spend I shall make during the year, to qualify me for the free lounge accesses? Yes, $1 per calendar year. In case, cardholder did not meet the minimum spend criteria of $1 during the calendar year, he/she will be entitled to only 2 free access+ 1 free guest per visit. How do I enter the lounges? Present your membership QR code to the lounge staff Are guests allowed in the lounges for primary credit card holders?
  • Yes, guests are allowed provided they are accompanying the cardholder on the same flight.
  • 1 free guest per visit but any extra guest(s) card will be charged by $32 each (to be paid at the lounge)
Are guests allowed in the lounges for supplementary credit card holders?
  • Yes, guests are allowed provided they are accompanying the cardholder on the same flight.
  • 1 free guest per visit but any extra guest(s) card will be charged by $32 each (to be paid at the lounge)
How will my guest get access to the lounge? With the same QR or Digital membership generated by the Primary OR Supplementary cardholders. Can I use my physical card to enter the lounge? You will only be able to access lounges by presenting your membership QR code from the mobile app. Do I have to book the lounge access ahead of my visit? No prior reservation is required How can I submit a complaint or an inquiry?
  • In case of prior registration press “Help” button placed on the signing up page in “Visa Companion Application”
  • In case of after registration press “Contact” button placed on the account page.
How can I add more cards? By pressing the “Membership” in the home page bottom menu. Then press on “Add new membership” and start registering the other card.

  • Here’s how to register using your Card or T-Pin

    • Register using your Active Card: Click Here

    • Register using your Bank ID# and Telephone PIN : Click Here

No worries, click here to retrieve your password

How many free accesses am I entitled to as a primary cardholder? 6 free access throughout the calendar year, then every extra visit will be charged by $32 (it will be debited from the registered credit card) How many free accesses am I entitled to as a supplementary cardholder? 6 free access throughout the calendar year, then every extra visit will be charged by $32 (it will be debited from the registered credit card) Is there a minimum card spend I shall make during the year, to qualify me for the free lounge accesses? No minimum spend required How do I enter the lounges? Present your membership QR code to the lounge staff Are guests allowed in the lounges for primary credit card holders?
  • Yes, guests are allowed provided they are accompanying the cardholder on the same flight.
  • Each guest will be charged by $32 per visit (to be paid at the lounge)
Are guests allowed in the lounges for supplementary credit card holders?
  • Yes, guests are allowed provided they are accompanying the cardholder on the same flight.
  • Each guest will be charged by $32 per visit (to be paid at the lounge)
How will my guest get access to the lounge? With the same QR or Digital membership generated by the Primary OR Supplementary cardholders. Can I use my physical card to enter the lounge? You will only be able to access lounges by presenting your membership QR code from the mobile app. Do I have to book the lounge access ahead of my visit? No prior reservation is required How can I submit a complaint or an inquiry?
  • In case of prior registration press “Help” button placed on the signing up page in “Visa Companion Application”
  • In case of after registration press “Contact” button placed on the account page.
How can I add more cards? By pressing the “Membership” in the home page bottom menu. Then press on “Add new membership” and start registering the other card.

  • No worries, click here to retrieve your username
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CAE Mutual Fund Number 3

The Best Vehicle to Invest

CAE Mutual Fund Number 3

The Best Vehicle to Invest

Crédit Agricole Egypt’ s Mutual Fund Number 3 is the best vehicle to invest in Egyptian local government securities, the corporate debt market, and the local money market to achieve your short term investment objectives (1 year or less).

Crédit Agricole Egypt Mutual Fund Number 3 – Performance Snapshot

As of closing: 25 December 2024
Net Asset Value (NAV) – IC Price: EGP 1,225.81
2023 – Performance 16.84 %
Year to Date Return (%): +22.94%
Year to Date Annualized Return (%): 12.61 %
Since Inception Return (%): 421.10 %
Since Inception Annualized Return (%): 9.55 %
Dividend Distribution Since Inception (EGP): 1,601.81
Inception Date: June 1999
PAR Value / Issuance Price: EGP 1000
* Updated every Sunday and wednesday (during working days)
NOTE: Rates are updated periodically for indicative purposes only and not obligatory on the bank.
For the latest rates, please contact Crédit Agricole Egypt customer service or visit your nearest branch.

Fund Objective

The overall objective of Crédit Agricole Egypt’s Mutual Fund Number 3 are:

  • Achieve annual returns that exceed banks average annual Time Deposit rates with very low investment risk degree

Benefits & Features

  • Daily income money market fund
  • No subscription or issuance fee or redemption fee [free of any fee]
  • Potential for higher returns compared to short-term bank deposits. In addition to daily interest, investment appreciation is distributed at the end of each year
  • Minimum subscription is 10 ICs
  • Minimum balance of IC’s to be kept at any point of time is 10 ICs
  • Reduced investment risk with no exposure to equities. NAV may fluctuate, however, with changes in the interest rate environment
  • Instant liquidity through daily subscription and redemption
  • High flexibility with funds invested for any number of days at your choice and daily redemptions without prior notice to the bank
  • An account with Crédit Agricole Egypt is required for Mutual Fund purpose [Cannot be used for other bank services]
  • Professional management by Hermes Fund Management Group

Investment Policy

The fund manager can invest in:

  • Egyptian government treasury bills and bonds up to 60% of the fund’s assets
  • Corporate and financial institution bonds up to 25%
  • Short-term near-cash instruments up to 50%

Check the latest Crédit Agricole Egypt Mutual Fund Number 3 performance snapshot

Fund Manager

Hermes Fund Management Group (HFM) is a fully owned subsidiary of EFG-Hermes Group. The group was formed in 1996 after the merger between Egyptian Financial Group and Hermes. EFG-Hermes SAE was floated on the Egyptian Stock Exchange and the London Stock Exchange in 1998. The Asset Management unit manages 26 local and offshore funds, with total assets of approximately USD 4.3 billion, as of September 30th, 2009.

Fees

Subscription Fee

No subscription fee. Clients may subscribe during bank working days between 8:30 A.M. and 12:00 noon. Any client orders placed after 12:00 noon. will be executed on the following business day.

Redemption Fee

No redemption fee. Again, clients can redeem ICs during every bank working day between 8:30 A.M. and 12:00 noon. Any client orders placed after 12:00 noon. will be executed the following business day.

For the Mutual Fund 3 Prospectus click here













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