Crédit Agricole, Go to Home page
Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
banki Payroll

EPayroll

banki Payroll

EPayroll

With banki Payroll, we offer you an exhaustive solution to transfer your employees’ salaries in one click. Not only is it easy, reliable and secure, but your employees will also enjoy many exclusive benefits. In addition, your company and staff will enjoy the special attention of a dedicated Relationship Manager to give the best advisory services and financial solutions.

Company’s Benefits

Convenience

  • Free web-based e-payroll system
  • System can be accessed from anywhere and anytime
  • Hassle-free solution to cater your employees financial needs away from company direct finance
  • Money transfers in various currencies
  • Unlimited number of transactions per month

Accessibility

  • Nationwide network of CAE branches
  • Large network of ATMs in addition to a mobile ATM that can visit your quarters per request
  • Possibility to install an ATM at your premises
  • Convenient and “free”banki Online service allowing you to monitor company’s accounts, transfer funds, banker cheques, and much more
  • Dedicated support through banki Phone on “19191” to answer all your queries 24/7

Security And Confidentiality

  • banki Payroll system provides maximum security, as it is connected to the Bank’s server
  • Only authorized personnel can access the system

User-Friendliness

  • Easy to use online features
  • No need for a special built in system and no installation is required

Efficiency

  • Tailor-made system to fit any company’s payment process
  • Minimum time for transferring money to employees’ accounts
  • Possibility to generate a wide range of reports, including employee reports and batch details
  • Ability of creating customized department names, batches and transaction types ( salary, bonus, etc…)

Staff Benefits

Accounts

  • Interest-bearing current account
  • Preferential interest rate
  • Possibility of issuing a check book

Debit Card

  • Access to your account balances for withdrawal or purchases locally and abroad
  • Daily withdrawal limit up to EGP 10,000 from any CAE ATM free of charges
  • Instant discounts at reputable merchants Egypt
  • Possibility to link 4 additional accounts
  • Possibility of issuing 2 additional supplementary cards
  • Automatic enrolment to Secure wallet insurance with coverage up to EGP 6,300 at a minimal cost.

Services

  • banki Online and Phone Banking services for balances’ inquiry, accounts’ monitoring, transfers and much more
  • SMS alert service to instantly monitor your banking transactions on your accounts and credit cards

Finance Solutions

  • Loans: personal, car and housing loans with flexible repayment schedules with preferential pricing and competitive conditions
  • Possibility to transfer loan balances from other banks

Credit Cards

Platinum, Gold and classic with discounted annual membership fees and competitive interest rates

Saving Schemes

Certificates of deposits, Saving Accounts and Time Deposits with preferential interest rate for special deposit amounts

Advisory Service And Support

  • The dedicated Relationship Manager will provide the employees with the adequate advice suited to their needs
  • A 24/7 banki Phone team to answer all queries and to assist you in any of your banking transactions








    —Please choose an option—
    • —Please choose an option—
    • Garden City
    • Sharm El Sheikh
    • Sefarat
    • Saint Fatima
    • Sadat City
    • Rehab
    • Ramsis Hilton
    • Qena
    • Pyramids
    • Head Office
    • Damietta Port
    • Sheikh Zayed
    • Gezirah
    • Shams
    • Port Said
    • Obour
    • New Haram
    • Nabq Bay
    • Mokattam
    • Miami
    • Menya
    • Talaat Harab
    • Mivida Branch
    • Hale Town Palm Hills
    • Tanta New Branch
    • Nabq Bay Branch - Park Inn Hotel
    • Hassan Maamoun branch
    • El Rehab 2 - Eastern Market
    • City Stars Branch
    • Palm Strip Branch
    • Sharkia Branch
    • Shubra Branch ATM
    • Mansoura
    • Syria
    • Sultan Hussein
    • Suez
    • Stadium
    • Alexandria Sporting Club
    • Sohag
    • Smouha
    • Shooting Club Dokki
    • Sheraton
    • Shebein EL-Kom branch
    • Baghdad
    • Zamalek
    • Tharwat
    • Tenth of Ramadan
    • Sixth of October Industrial Zone
    • Sarayat
    • Salah Salem
    • EL Messaha
    • El Sheikh zayed - El Morshedy Mall
    • Alex Bay
    • Banha
    • Mohandeseen
    • Merghany
    • Hurghada
    • Heliopolis
    • Aswan El Mahatta
    • Aswan
    • Assiut
    • Dandy Mall
    • Nasr City
    • Katameya
    • Makram Ebeid
    • Madinaty
    • Maadi El Nasr
    • Damietta Kornish
    • Mansoura Torail
    • EL-Teseen
    • Chillout
    • Maadi
    • Luxor
    • Loran
    • 5th Settlement (El-Tagamoa El-Khames)
    • Ismailia
    • Hadayek El Qoba
    • Gouna
    • Giza
    • Fleming
    • Faisal
    • Dokki
    • Borg El-Aarab
    • Beni Suef


    —Please choose an option—
    • —Please choose an option—
    • banki Payroll

    An asterisk (*) means required information.