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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
banki ATM

Save Time & Effort

banki ATM

Save Time & Effort

Through our wide banki ATM, you can now enjoy a variety of 24/7 services and payments that will make your life much easier. Via CA ATMs, you can settle your Credit Card, pay your phone bill, deposit your loan, transfer between your Own accounts and much more…

Personal Account

  • Cash withdrawals from Accounts
Card type Daily Cash withdrawal limit
Classic Debit Card EGP 20,000
Gold Debit Card EGP 40,000
Platinum Debit Card EGP 60,000
  • Real time Cash Deposit in Current/Saving account (maximum EGP 10,000/transaction)
  • Mini statement printout of Current/Saving account
  • Balance inquiry printout of Current/Saving account
  • Transfer of funds between own Accounts inside CAE
  • Real time Bill Payment by transfer from CAE Accounts

Credit & Prepaid Card

  • Cash withdrawals from Credit or Prepaid Cards
  • Real time Cash deposit in Credit or Prepaid Cards
  • Balance inquiry printout of card’s balance
  • Real time Bill Payment by transfer from Card’s balance

Card-Less Services

  • Real time Bill Payment
  • Foreign Currency Exchange
  • Card-less deposit in CAE Credit Card
  • Card-less Re-charge of CAE Pre-paid Card

NEW!!

Now you will be able to change your mobile number instantly through banki ATMs!

Just follow the below steps on the ATM:

  • Insert the card.
  • Choose the language and enter the pin code.
  • Choose “change mobile number” from main menu screen.
  • Enter the new mobile number.
  • Re-enter the new mobile number for confirmation
  • Enter last 4 digits of your national ID (NID) or passport.
  • Enter your birth date (day/month).
  • Mobile number has been changed successfully!