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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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EGP Accounts

"More Services… More Saving"

EGP Accounts

More Services… More Saving

For our customer’s convenience, Crédit Agricole Egypt’s Primary Account is now the Quattro Account, offering more services with a special all-inclusive tariff

 

Quattro Account

Enjoy all your needs in one account!

A modern & Safe payment tool, an easy way to bank on the go with the security of monitoring all your transactions instantly.

  • Quattro Account: It’s not just an account! It’s your gateway to many services.
  • Debit Card: No need to have cash anymore, use your Debit Card to transact.
  • SMS: A package of free SMS/month to monitor your transactions
  • Banki digital services: Bank your way from your smartphone, tablet or computer wherever and whenever you choose.

Quattro Account special all-inclusive tariff is as follows:

  • Quattro Account opening fees: EGP 100 (new customers)
  • Quattro Maintenance fees: EGP 150 per quarter

This new Tariff includes all services comprised in the Quattro Account (account, Debit Card, SMS, banki services). It is applicable on individuals accounts only in EGP and excludes the payroll customers.

* The Bank’s standard tariff will apply on sub-accounts.

 

Saving Account

Features & Benefits:

  • Minimum amount to open an account is EGP 3,000
  • Fixed interest rate; Quarterly 3.25% & Annually 3.50%
  • Interest calculated on monthly balance and paid annually
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

 

Tiered Saving Account

Now with Crédit Agricole tiered saving accounts, you will enjoy setting the interest rate that you’ll get. The higher you save, the higher you gain. Additionally, you will have the flexibility and convenience to deposit and withdraw your money whenever and wherever you want with no restrictions.

Features & Benefits:

  • Minimum amount to open an account is EGP 3,000
  • Enjoy a competitive interest rate up to 7.50%
  • Interest is calculated on monthly balance and payable monthly or quarterly
  • Tiered Interest rate mechanism: the more you deposit, the higher the return
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

Required Documents for saving accounts

For new customers:

  • Account opening form
  • Copy of ID/ National ID
  • Utility bill (electricity, water, gas)

For existing customers: Application for saving account

 

Daily Accounts:

Features & Benefits:

  • Minimum to open an account: EGP 5,000
  • Enjoy up to 4% interest rate
  • Interest calculated on daily balance and payable monthly
  • Minimum to earn interest: EGP 10,000
  • Free Debit Card
  • Free Checkbook
  • Accessibility 24/7 to your account (Phone Banking, Online Banking, ATMs and Branches)

Required Documents:

  • National ID Card (Passport for foreigners)
  • Recent original utility bill with current address

 

Ahlan Digital Account:

Features & Benefits:

  • Offered to new-to-bank Individuals customers only through CAE digital platforms
  • Currency: Egyptian Pound
  • Minimum amount to open an account is EGP 500
  • Free Debit Card issuance 1st year
  • Free SMS Alert “10 free monthly SMS, extra SMS costs 0.50 EGP”
  • Interest calculated based on minimum balance during the month and capitalized monthly
  • Enjoy a competitive interest rate up to 19.75%
  • Tiered Interest rate mechanism: the more you deposit, the higher the return
  • Any other fees and charges, standard tariff applied
  • No Possibility to issue Checkbook
  • 24/7 accessibility to your account (Phone Banking, Online Banking, ATMs and Branches)

How to apply?

  • Apply Now & fill the form online
  • You’ll receive a callback within a business day
  • You’ll be contacted by the nearest branch to you to set an appointment.

Required Documents:

  • National ID Card (Passport for foreigners)
  • Recent original utility bill with current address

 

Ahlan Account:

Features & Benefits:

  • Offered to new Individuals customers only – applied through CAE branches
  • Currency: Egyptian Pound
  • Minimum amount to open an account is EGP 3,000
  • Free Debit Card issuance for the 1st year
  • Free SMS Alert “10 free monthly SMS, extra SMS costs EGP 0.50”
  • Interest calculated based on minimum balance during the month, and capitalized monthly
  • A competitive interest rate up to 18.75%
  • Tiered Interest rate: the more you deposit, the higher the return
  • Any other fees and charges, standard tariff applied
  • No Possibility to issue Checkbook
  • 24/7 accessibility to your account through banki services ( banki phone, banki Mobile, banki ATM)

How to apply?

  • Visit your nearest CAE branch

Required Documents:

  • National ID Card (Passport for foreigners)
  • Recent original utility bill with current address

Terms & Conditions apply

Tax no.: 204-896-843

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